Mortgages surge in Catalonia

22/09/2025
GRUP HABITAT

June: +32% YoY with an average 2.99% rate

Catalonia recorded 7,154 home mortgages in June (+32.2% YoY), with an average rate of 2.99% and typical terms near 25 years. Friendlier financing conditions are helping transactions close across Barcelona and its metro area. For buyers, pre-approval and realistic affordability checks are key; for sellers, the odds of receiving credible, finance-ready offers improve, shortening time to sale and supporting firmer asking prices.